Qualifi Level 7 Diploma in Asset-Based Lending Course in Islamabad In Pakistan (Rawalpindi, Peshawar)
Qualifi Level 7 Diploma in Asset-Based Lending Course in Islamabad
Inspire Institute Of Technology’s Pakistan Private-Smc Limited Is Directly Approved Center Qcn001371 Of Qualifi (An Ofqual Recognized Awarding Organization).
What Is Meant By Asset-Based Lending?
Asset-Based Lending Is The Business Of Loaning Money In An Agreement That Is Secured By Collateral. An Asset-Based Loan Or Line Of Credit May Be Secured By Inventory, Accounts Receivable, Equipment, Or Other Property Owned By The Borrower. The Asset-Based Lending Industry Serves Business, Not Consumers. It Is Also Known As Asset-Based Financing.
What Is Asset?
An Asset Is A Resource With Economic Value That An Individual, Corporation, Or Country Owns Or Controls With The Expectation That It Will Provide A Future Benefit. Assets Are Reported On A Company's Balance Sheet. They Are Bought Or Created To Increase A Firm's Value Or Benefit The Firm's Operations.
How Asset-Based Lending Works?
Many Businesses Need To Take Out Loans Or Obtain Lines Of Credit To Meet Routine Cash Flow Demands. For Example, A Business Might Obtain A Line Of Credit To Make Sure It Can Cover Its Payroll Expenses Even If There's A Brief Delay In Payments It Expects To Receive.
If The Company Seeking The Loan Cannot Show Enough Cash Flow Or Cash Assets To Cover A Loan, The Lender May Offer To Approve The Loan With Its Physical Assets As Collateral. For Example, a New Restaurant Might Be Able To Obtain A Loan Only By Using Its Equipment As Collateral.
The Terms And Conditions Of An Asset-Based Loan Depend On The Type And Value Of The Assets Offered As Security. Lenders Prefer Highly Liquid Collateral Such As Securities That Can Readily Be Converted To Cash If The Borrower Defaults On The Payments. Loans Using Physical Assets Are Considered Riskier, So The Maximum Loan Will Be Considerably Less Than The Book Value Of The Assets. Interest Rates Charged Vary Widely, Depending On The Applicant's Credit History, Cash Flow, And Length Of Time Doing Business.
Course Units:
Improved Liquidity.
Easier To Get Than Loans And Lines Of Credit.
Provides Great Flexibility.
Quickly Obtained.
Fewer Covenants.
Can Be Used As A Stepping-Stone To Other Products.
Lower Costs Than Alternatives.
Foundation Of Asset-Based Lending.
Asset-Based Lending For Underwriters.
Inventory Lending.
Field Examinations (Audit) -Accounts Receivables.
Field Examinations (Audit) Inventory.
Financial Statement Analysis.
Account Management.
Operations/Collateral Analysis.
Course Content:
Asset-Based Lending Is A Loan Or Line Of Credit Issued To A Business That Is Secured By Some Form Of Collateral. The Various Types Of Collateral Used In Asset-Based Lending Includes But Are Not Limited To Inventory, Equipment, Accounts Receivable And Other Balance-Sheet Assets.
Two Approaches To The Credit Decision.
Cash-Flow Based Lending.
Asset-Based Lending.
Asset-Based Lending Defined and Compared With Other Asset-Related Finance Techniques.
Asset-Backed Lending.
Asset Finance Compared.
Comparison of Funding Options.
Tlb vs. Hyb vs. Cash Flow vs. Rcf.
Which Types Of Business Are Suitable For Abl.?
Which Types Of Firms Are Not Suitable For Abl.?
Two Key Concepts In Abl.
The “Borrowing Base”.
“Headroom”.
Use and Application Of Abl.
M&A.
Restructuring.
General Corporate Purposes.
Other.
Course Overviews:
The Qualification Has Been Created To Develop The Business Asset-Based Lenders Of Today And The Future And To Continue To Bring Recognition And Professionalism To The Asset-Based Lending Management Sector. It Will Enable Learners Take The Opportunity To Learn A Great Deal From Learning Programmers That Will Provide Relevant New Skills And Qualities.
It Is Envisaged That Such Programmers Will Encourage Both Academic And Professional Development So That Learners Move Forward To Realize Not Just Their Own Potential But Also That Of Organizations Across The Asset-Based Lending Sector.
The Level 7 Programmed Will Require Learners To Evaluate, Challenge And Synthesize A Wide Range Of Current Risk Management Tools, Techniques And Models. The Emphasis Placed On Current Risk Management Concepts And Models Is On Those That Are Relevant To The 21st Century Business Banking Environment And Context.
Learning Outcomes:
To Understand And Apply The Principles Of Asset-Based Lending In A Business Banking Environment.
Review And Apply The Principles Of Risk Management Within The Banking / Financial Sector.
To Understand And Apply The Principles Of Asset-Based Lending Risk Management.
To Improve The Employability Of Learners By Allowing Them To Explore The Relationship Between Risk Management Theories And Their Practical Application In The Business Banking World.
Analyze Problem-Solving Techniques Specific To Business Banking Sector.
Select, Collate, Interpret /Analyze Financial & Business Information From A Wide Range Of Sources.
Entry Requirements:
This Qualification Has Been Designed To Be Accessible Without Artificial Barriers That Restrict Access And Progression. A Degree Is The Typical Academic Requirement For Entry Into This Programmed.
